Landlord insurance covers you against all contingencies you may face when renting out a property including :
Damage to your buildings and let property, any contents within the let property owned by you, legal expenses cover to help with evictions and other tenant problems and loss of income in the form of rent.

Buildings Insurance Sum insured up to £1,000,000
Accidental damage to buildings
Legal protection
20% loss of rent
£2,000,000 property owners liability
Contents Insurance Sum insured up to £50,000
Accidental damage to landlords contents
£100 policy excess
Locks discount if contents is included
Student Let
Professional Let
DSS Let
Asylum Seekers Let
Holiday Let
Family Let

Buildings cover - As a landlord you are responsible for insuring against risks to your buildings. Landlords buildings insurance covers the structure and some outbuildings including fixtures and fittings such as kitchens. Our online application can cover you for up to £2000000 in rebuilding costs.

Contents cover - If you let premises furnished then you should also consider insuring the contents which are owned by you. Our policies allow you the option of up to £50000 for rented accommodation contents cover if required. Tenants are responsible for their own goods and belongings.

Loss of rent / income - Included in the basic cover, the policies insure you against loss of rent earnings up to 20% of the buildings sum insured in the event of the let property being unoccupied due any of the buildings perils covered.

Legal Expenses - included in the basic cover, the policies cover you against the costs of negotiating your legal rights to recover rent that any tenant owes you, and the costs of legally evicting tenants who do not pay rent. Legal protection covers you against any claims your tenants may make against you due to accident or injury and any liabilites and prosecutions that arise as a result of your letting the property.

We can cover most types of tenant including students, DSS professional people, holiday lets and even asylum seekers.

Landlord-Insurance.net has agencies with all the major UK landlord and let property insurance companies. . We are able to offer you quotes and cover for all your landlords needs online instantly. There are no long forms to fill out - just answer a few simple questions about your let property and quotes are returned from competing insurers.

GET A LANDLORD QUOTE - CLICK HERE

Emergency assistance is available as an optional extra to your basic landlords policy or as a standalone policy

You can insure against emergencies including breakdown of plumbing, electricity, lock replacement and heating etc for only £60 per year per property. Click here for more information