Tenants are responsible for insuring their own contents and effects and it is the responsibility of a landlord to make them aware of this.

Tenants contents insurance covers tenants personal possessions in a rented property.

Most policies offer cover for effects owned by a landlord if the tenant is responsible under the lease, so that you there is no lost deposit if for example there was a fire.

Tenants Contents Policy conditions:

• The property is occupied as a private dwelling and not used for business purposes.
• There are NO shrubs over 3 metres tall within 7 metres.
• You have NOT been convicted of any criminal offences (excluding motoring).
• You or any of the interested parties have NOT had insurance declined or refused.
• The property is not prone to flooding and is free from signs of damage by subsidence, heave or landslip.
• The property is in an area free from subsidence and flooding.
• The property is maintained in a good state of repair and is NOT presently undergoing any renovation. you or any of the interested parties have made NO claims in the last 3 years